Investment Accounts & Services

Choose from our range of professional investment accounts designed to meet your financial goals, whether you're planning for retirement, saving for education, or building wealth.

Explore Account Types Open an Account

Investment Account Types

Select the account that aligns with your investment goals, timeline, and financial situation.

Account Comparison

Compare features across our different account types to find the perfect fit for your needs.

Key Features Comparison

Features Individual RRSP TFSA RESP Joint
Minimum Deposit $10,000 $5,000 $5,000 $2,500 $15,000
Tax-Deferred Growth
Tax-Free Withdrawals
Government Grants
Contribution Limits None 18% of income $6,500/year $50,000 lifetime None
Withdrawal Age Restrictions None After 71 None For education None
Annual Fees None None None None None

How to Open an Account

Getting started with Spring Lime Investments is simple and straightforward.

1

Choose Account Type

Select the account that best fits your investment goals and financial situation.

2

Complete Application

Fill out our online application form with your personal and financial information.

3

Submit Documents

Provide required identification and financial documents for verification.

4

Fund Your Account

Transfer funds and start investing with guidance from our financial advisors.

Begin Your Application

Account Features & Benefits

All our accounts come with a comprehensive suite of features designed to enhance your investing experience.

Advanced Trading Platform

Access our professional trading platform with real-time data, advanced charting, and research tools.

Mobile App

Manage your investments on the go with our secure mobile app available for iOS and Android.

Security & Protection

Your investments are protected with bank-level security, encryption, and SIPC insurance up to $500,000.

Dedicated Advisor

Get personalized guidance from a dedicated financial advisor who understands your goals.

Tax Documentation

Receive comprehensive tax documents and reporting to simplify your tax preparation.

Automatic Investing

Set up automatic contributions and investments to build your portfolio consistently over time.

Frequently Asked Questions

Find answers to common questions about opening and managing investment accounts.

To open an account, you'll need: 1) Government-issued photo ID (driver's license, passport), 2) Social Insurance Number (SIN), 3) Proof of address (utility bill, bank statement), and 4) Banking information for fund transfers. For certain accounts like RESPs, you may also need the beneficiary's SIN and birth certificate.

Most accounts can be opened within 24-48 hours after we receive all required documents. The online application takes approximately 15-20 minutes to complete. Once submitted, our team will review your application and contact you if any additional information is needed. Fund transfers typically take 3-5 business days to clear.

Yes, we facilitate seamless transfers of existing investment accounts from other institutions. We'll handle the transfer process for you, working directly with your current provider to ensure a smooth transition. There are typically no transfer fees, and we'll conduct a comprehensive review of your current holdings to provide recommendations for optimizing your portfolio.

We operate on a transparent fee structure with no hidden charges. Most individual accounts have no annual fees. For managed accounts, our annual fee typically ranges from 0.50% to 1.50% of assets under management, depending on the account size and services. Commission-free trading is available for most transactions. All fees are clearly outlined in our client agreement.

Once your account is opened, you'll receive login credentials for our secure client portal. You can access your account 24/7 through our website or mobile app. The portal provides real-time portfolio tracking, performance reporting, tax documents, and trading capabilities. For added security, we offer two-factor authentication and biometric login options on mobile devices.

Ready to Start Investing?

Join thousands of Canadians who trust Spring Lime Investments with their financial future. Open your account today and take the first step toward achieving your investment goals.

Open an Account Now Schedule a Consultation